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What's Your Financial Quotient (FQ)?

Think for a moment about IQ. Most of us associate the concept of IQ —  the intelligence quotient — as a measure of intelligence in terms of a capacity to solve problems. So too with the concept of ‘FQ’ —  the financial quotient. It is a measure of financial intelligence. It embraces intelligence in the same way as IQ, obviously with a narrower focus. However, it does represent a whole way of thinking made up of a number of parts such as overall fitness, credit intelligence and budgeting intelligence.

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