Some of us are better at discipline than others, just as some of us are more prudent consumers than others and are more aware of how we can be swayed by external factors. There's no doubt though that it's not easy to be disciplined with the amount of advertising we are exposed to, and it would be naive to assume that advertising has no effect. Today's marketers are doing their job well. They've had decades of practice and it is effective. This means your vision needs to be strong and clear, because if you don't have a clear vision, and the resolve which stems from it, you are at the mercy of the barrage of product...
If you are aged between 25 and 45, earn a good income, but are still renting and have no assets of any real value, you could well be a GINA, as in Good Income, No Assets. So you're not savi...
Understanding the different forms of debt, and how effective gearing can be when managed properly is an important first step towards wealth creation. In Hamlet, one of his most famous plays, Willia...
Most Australians are already expert investors, they just don't realise it. With a bit of extra guidance, nearly everyone has the potential to experience investment success.Many people believe...
Money can't buy happiness, but it can avoid a lot of unhappiness. Keeping a sense of proportion is what's important in assuring long-term happiness. Money isn't everything. Ev...
Do what you love, love what you do, is the message from technology and design guru Steve Jobs. What can you learn from someone who dropped out of studying for a college degree after only six months...
There are valuable lessons to be learned from the spending habits of the ultra rich. The world's frugal billionaires did not get wealthy by driving modest cars. But some of their lifestyle choices ...
The higher the yield the better, right? Certainly this is the traditional take on yield. To calculate yield, total up the income you will receive from a property in a given year and then div...
There are several kinds of payments that you may receive from your employer when your employment is terminated due to redundancy. These can be divided into three main categories with specific tax i...
Think for a moment about IQ. Most of us associate the concept of IQ, the intelligence quotient, as a measure of intelligence in terms of a capacity to solve problems. So too with the ...
Aspect refers to which way a property faces, and the accepted truth in Australia is that north-facing is good. A north-facing aspect usually means more direct sunlight, for more of the day. When co...