Do you qualify for a transfer of your UK pension to Australia?

In order to transfer any UK Pension benefits to Australia you must:

• be employed or self-employed in Australia (if in an employer super fund)
• have an Australian Tax File Number and recorded with the Australian super fund
• not yet be receiving certain UK pension benefits i.e. an annuity
• ensure that payment goes directly from a UK scheme to an Australian Prudential Regulation Authority (APRA) approved Australian superannuation fund.

Australian super contribution rules apply to UK pension transfers:

• under the age of 65
• for those 65 and over, Australian ?work test? rules apply.

Please see an adviser for more details.

The UK pension landscape is dotted with different types of pensions.

The main pension schemes which qualify for transfer are:

1. Occupational (employer) scheme - money-purchase scheme or salary-related, such as defined benefit
2. Personal pension scheme
3. Stakeholder pension scheme

Most private pension schemes are eligible for transfer, but you'll need to contact your pension scheme in order to confirm whether a transfer is permitted.

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