As super is intended to be for our retirement the government imposes conditions on when we can access our funds. This includes retirement at a set age, and invalidity. Learn about withdrawing money from super as a lump sum and/or an income stream and the different rates of tax applicable. Ensuring benefits are paid to your desired beneficiaries upon death is also covered.

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By the end of the book, this is what you will know:

  • Outline the types of preservation statuses that applies to money in superannuation
  • List the conditions of release to access superannuation
  • Explain the taxation of lump sum payments from superannuation
  • Summarise the income streams payable from superannuation
  • Identify the options for payments from superannuation upon death
  • Compare the available binding death benefit nominations

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